What is a Real Estate Team?

Working with teams is becoming more common for real estate agents, and provides tangible benefits for agents and their clients. The National Association of Realtors conducted a 2018 survey and found that 26% of agents work in partnership or…

How Global Overcapacity Can Define Market Cycles

There are many different tools international investors can use to analyze economies around the world, but overcapacity is a valuable leading indicator that is often underappreciated. By measuring how much is being produced and sold, investors can get a…

How to Stretch Your Money in the Coronavirus Crisis

Your income drying up due to furloughs or layoffs can be a scary thing, especially in times of global pandemics like the coronavirus. But this is not the time to hit the panic button. Government assistance, including emergency unemployment…

How to Finance a Home Addition Without Equity

One of the most common ways to pay for home additions and upgrades is to leverage your home equity, such as with a HELOC or home equity loan. But what if you don’t have equity built in yet? For…

How to Understand a Business Loan Agreement

If you are a new business owner considering applying for a business loan, you need to make sure that you have carefully reviewed your business loan agreement. This document outlines the terms, conditions and other logistical details of the…

How to provide proof of renter’s insurance

Whether you’re renting a large house or a studio apartment, renters insurance is a must-have protection. And once you get a renters insurance policy, you may need to provide proof of coverage from time to time. Renters insurance is…

How Interest Rates Affect Forex Trading

Forex rates are always moving. When a new trader, sometimes the movements seem mysterious and random. Many things affect the movement of exchange rates between countries. One thing that is always a constant base factor is the interest rate…

How Risk Based Pricing Affects Your Loan

Risk-based pricing is a way for lenders to set prices according to risk. If the borrower is deemed to be at risk, risk-based pricing causes the borrower to pay more in the form of a higher interest rate and…

How to Test Drive a Car

If you’re thinking about buying a new vehicle, it’s important to take it on a test drive so you know it’s a good fit. But a worthwhile test drive involves more than just taking one make and model around…

How to Create a Balance Sheet for Your Small Business

A balance sheet is a financial statement used by a business to find out its financial position and overall value. It records a summary of the business finances, including assets, liabilities, and owner’s equity. Balance sheets are an important…

How Can Ordinary People Invest in Startups?

There are many stories about startup companies that have made it big and, in turn, made their investors very rich. Investing in a company early in its life cycle can prove to be very profitable. However, it looks like…

Property Damage Claim Submission Procedure

Property damage claims are never fun. Guilty drivers often feel embarrassed. Owners of damaged properties have to deal with the hassle of repairing their cars. Knowing the process for filing a damage claim with the insurance company can make…

How to Pay Your Child’s College Tuition Fees

You’ve probably heard the pitiful estimates of the cost of college education if you’re the parent of a newborn or young child. What seems to be a barrier now will get worse when your child is ready to enter…

What is the HELOC Closing Fee?

A home equity line of credit, or HELOC, can provide a valuable source of cash for major expenses such as home renovations or additions. These loans allow you to borrow money at a lower interest rate than you would…